Privacy Policy

Last Updated: October 29, 2025

This Privacy Policy describes how our app collects, uses, and protects information when you use our credit-education and loan-learning tools. The app is not a lender and does not connect users to lenders. It is designed strictly for educational use.

By using the app, you agree to the practices described below.

1. Information We Collect

1.1 Information You Provide

During simple registration, you may voluntarily provide:

• Name (first name or nickname)
• Email address

This information is used only to create your account, save your progress, and allow basic communication such as password recovery or service updates.

We do not request or collect any financial, credit, banking, or sensitive personal data.

1.2 Information Used in Tools

Loan calculators, APR comparators, and educational utilities operate locally on your device.

• We do not store or transmit the numbers you enter.
• These inputs are never linked to your account.

1.3 Automatically Collected Technical Data

To maintain performance, we may collect limited non-identifiable data such as:

• Device type and OS
• App version
• Crash logs and diagnostics

This information cannot identify you.

2. How We Use Your Information

Your information is used solely for:

• Creating and managing your user profile
• Saving your learning progress
• Improving app performance and content
• Providing optional service-related updates

We do not use your data for marketing or advertising.

3. What We Do NOT Collect

We do not collect:

• Social Security numbers
• Credit scores or credit reports
• Banking information or income details
• Loan applications or borrowing history
• Sensitive personal data (health, biometric, political, etc.)

The app is strictly educational.

4. How We Protect Your Information

We use reasonable technical and organizational measures to safeguard the minimal data you provide, including secure storage and restricted access controls.

No method is completely secure, but we work to protect your information responsibly.

5. Sharing of Information

We do not sell, rent, or trade personal information.

We may share non-identifiable technical data (such as crash logs) with trusted service providers that assist with app stability. These providers cannot identify you and do not receive your personal details.

We do not share data with lenders, advertisers, or financial companies.

6. Third-Party Services

The app may use third-party tools for secure authentication, analytics limited to non-identifiable data, or error reporting. These services follow their own privacy practices but cannot access personal or financial data beyond what is required for safe operation.

7. Children's Privacy

The app is intended for users aged 18 and older.

We do not knowingly collect data from children under 13. If such data is found, it will be deleted promptly.

8. Your Choices

You may:

• Update your name or email
• Request deletion of your account and associated data
• Uninstall the app at any time (this deletes all data stored locally on your device)

9. Changes to This Policy

Any updates to this Privacy Policy will be reflected with a new "Last Updated" date.

10. Contact

If you have questions about this Privacy Policy or data practices, contact us at:

support@matexfinance.com